With easyCredit installment purchase, you pay for your saddle in convenient monthly installments, without a single upfront payment. You decide which term suits you best, and the saddle immediately becomes your property.
Yes. Upon signing the financing contract, the saddle becomes your property. You pay the monthly installments to easyCredit — the saddle is already yours, not just after the final payment.
None. You receive the decision immediately as part of the application process. No documents need to be submitted, and no PostIdent procedure is required.
Yes. Special repayments are possible at any time, free of charge. A special payment automatically reduces your monthly installment. The minimum installment of €20 cannot be undercut.
Terms from 6 to 60 months are possible. The 0% interest rate applies for 6-12 months; for longer terms, a variable interest rate will apply. You can see the current interest rate and the exact installment directly in the calculator before submitting your application.
Yes. In case of financial difficulties, you can defer payments or permanently reduce your installments — directly in the easyCredit customer portal, independently and without further questions.
Financing is for riders who want to buy and keep the saddle but prefer to spread the investment over monthly installments. The saddle becomes your property upon signing the contract. The rental model, however, is for periods when a purchase commitment doesn't yet make sense — for example, if the situation with your horse is still uncertain. At the end of the rental period, the saddle is returned.
